Long Term Care
LONG TERM CARE PLANS
Long Term Care Insurance provides financial help if you require care in a nursing facility, or at home, as a result of loss of functional capacity or cognitive impairment due to injury, sickness, or advanced age.
Qualifying for benefits is generally based upon a need for assistance with any two of six activities of daily living including eating, bathing, dressing, toileting, continence, or transferring, and/or cognitive impairment such as dementia or Alzheimer’s.
Enrollment often requires a medical questionnaire to determine eligibility.
Plans are available through many private insurance companies as well as from:
Please seek professional advice when determining your insurance needs.